OptimumBank Holdings Valuation
| OPHC Stock | USD 4.86 0.15 3.18% |
At this time, the company appears to be undervalued. OptimumBank Holdings holds a recent Real Value of $5.47 per share. The prevailing price of the company is $4.86. Our model determines the value of OptimumBank Holdings from analyzing the company fundamentals such as Operating Margin of 0.47 %, return on equity of 0.15, and Shares Outstanding of 11.53 M as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting OptimumBank Holdings' valuation include:
Undervalued
Today
Please note that OptimumBank Holdings' price fluctuation is somewhat reliable at this time. Calculation of the real value of OptimumBank Holdings is based on 3 months time horizon. Increasing OptimumBank Holdings' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since OptimumBank Holdings is currently traded on the exchange, buyers and sellers on that exchange determine the market value of OptimumBank Stock. However, OptimumBank Holdings' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 4.86 | Real 5.47 | Target 5.0 | Hype 4.86 | Naive 4.78 |
The real value of OptimumBank Stock, also known as its intrinsic value, is the underlying worth of OptimumBank Holdings Company, which is reflected in its stock price. It is based on OptimumBank Holdings' financial performance, growth prospects, management team, or industry conditions. The intrinsic value of OptimumBank Holdings' stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of OptimumBank Holdings helps investors to forecast how OptimumBank stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of OptimumBank Holdings more accurately as focusing exclusively on OptimumBank Holdings' fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use OptimumBank Holdings' intrinsic value based on its ongoing forecasts of OptimumBank Holdings' financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against OptimumBank Holdings' closest peers. If more than one evaluation category is relevant for OptimumBank Holdings we suggest using both methods to arrive at a better estimate.
OptimumBank Holdings Cash |
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OptimumBank Holdings Total Value Analysis
OptimumBank Holdings is now forecasted to have valuation of (177.92 M) with market capitalization of 54.32 M, debt of 102.77 M, and cash on hands of 77.27 M. The negative valuation of OptimumBank Holdings may imply that the market is not capable to price the future growth of the company or it is pricing it at zero value. It may also suggest that takeover valuation may not have captured all of the outstanding financial obligations of the company both on and off balance sheet. Investors should vigilantly validate all of the OptimumBank Holdings fundamentals.| Takeover Price | Market Cap | Debt Obligations | Cash |
(177.92 M) | 54.32 M | 102.77 M | 77.27 M |
OptimumBank Holdings Investor Information
About 19.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 0.47. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. OptimumBank Holdings had not issued any dividends in recent years. The entity had 1:10 split on the 12th of January 2016. Based on the key indicators related to OptimumBank Holdings' liquidity, profitability, solvency, and operating efficiency, OptimumBank Holdings is doing better financially today then in previous quarter. It has a moderate probability of reporting better financial numbers in March.OptimumBank Holdings Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. OptimumBank Holdings has an asset utilization ratio of 6.89 percent. This indicates that the Company is making $0.0689 for each dollar of assets. An increasing asset utilization means that OptimumBank Holdings is more efficient with each dollar of assets it utilizes for everyday operations.OptimumBank Holdings Profitability Analysis
Based on OptimumBank Holdings' profitability indicators, OptimumBank Holdings is yielding more profit at this time then in previous quarter. It has a moderate probability of reporting better profitability numbers in March. Profitability indicators assess OptimumBank Holdings' ability to earn profits and add value for shareholders.Net Income | First Reported 2001-09-30 | Previous Quarter 3.6 M | Current Value 4.3 M | Quarterly Volatility 1.7 M |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.35 | 0.52 |
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For OptimumBank Holdings profitability analysis, we use financial ratios and fundamental drivers that measure the ability of OptimumBank Holdings to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well OptimumBank Holdings utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between OptimumBank Holdings's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of OptimumBank Holdings over time as well as its relative position and ranking within its peers.
OptimumBank Holdings Earnings per Share Projection vs Actual
By analyzing OptimumBank Holdings' earnings estimates, investors can diagnose different trends across OptimumBank Holdings' analyst sentiment over time as well as compare current EPS estimates against different timeframes. Please be aware that the consensus of earnings estimates for OptimumBank Holdings is based on EPS before non-recurring items and includes expenses related to employee stock options.OptimumBank Holdings Ownership Allocation
The market capitalization of OptimumBank Holdings is $54.32 Million. OptimumBank Holdings holds 19.42 pct. of its outstanding shares held by insiders and 17.18 pct. owned by third-party entities. Note, that even with substantial debt, if the true value of the company is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.OptimumBank Holdings Profitability Analysis
The company reported the previous year's revenue of 64.25 M. Net Income was 13.12 M with profit before overhead, payroll, taxes, and interest of 43.82 M.Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates OptimumBank Holdings' worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in OptimumBank Holdings and how it compares across the competition.
About OptimumBank Holdings Valuation
The stock valuation mechanism determines OptimumBank Holdings' current worth on a weekly basis. Our valuation model uses a comparative analysis of OptimumBank Holdings. We calculate exposure to OptimumBank Holdings's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of OptimumBank Holdings's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 42.7 M | 44.8 M | |
| Pretax Profit Margin | 0.25 | 0.26 | |
| Operating Profit Margin | 0.25 | 0.26 | |
| Net Profit Margin | 0.18 | 0.19 | |
| Gross Profit Margin | 0.52 | 0.35 |
OptimumBank Holdings Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 9.9 M | |
| Quarterly Earnings Growth Y O Y | 0.2 | |
| Forward Price Earnings | 5.5218 |
OptimumBank Holdings Current Valuation Indicators
Valuation refers to the process of determining the present value of OptimumBank Holdings and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value OptimumBank we look at many different elements of the entity such as OptimumBank's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as OptimumBank Holdings, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use OptimumBank Holdings' valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes OptimumBank Holdings' worth.Complementary Tools for OptimumBank Stock analysis
When running OptimumBank Holdings' price analysis, check to measure OptimumBank Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy OptimumBank Holdings is operating at the current time. Most of OptimumBank Holdings' value examination focuses on studying past and present price action to predict the probability of OptimumBank Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move OptimumBank Holdings' price. Additionally, you may evaluate how the addition of OptimumBank Holdings to your portfolios can decrease your overall portfolio volatility.
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